Now, the process can vary based on industry, company, and who’s doing the underwriting. The (financially) unprotected sex by Wyshbox Life Insurance includes interviews and surveys of over 400 women and takes a deep dive into how much of a negative financial impact the pandemic, inflation and fears of a potential recession in the future has had on women of different ages and cultural backgrounds. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. $182 to $234. With Wyshbox, obtaining a life insurance policy is a. Skip Ahead and Get a Quote: Click Here Introduction: Wyshbox Review The insurance industry, once dominated by traditional brick-and-mortar establishments, has undergone a transformative evolution in recent years. Eligibility age range: 45 to 85 (50 to 75 in New York). So, you. Contact Presidential Life Insurance Company at: Presidential Life 69 Lydecker Street Nyack, NY 10960-2103 Telephone: (800) 926-7599 Sources: “Life Insurance Details ”, President. Welcome to opm. 8MG Health is Nigeria’s leading healthcare app for online doctor consultation, medicine. Lock in your rate. , Suite 100. features. We do not charge fees, and we do. We must've moved whatever was here. MassMutual. State Farm’s Select Term life insurance comes in 10-, 20- and 30-year terms with coverage starting at $100,000. It has roots that stretch all the way back to 1859 and says 96% of its clients stay with the insurer year after year. Policy Types: Term life, whole life, universal life Coverage Amount: Death benefits start at $25,000 for its whole life policy, while coverage with other policies starts at $100,000. The best PolicyGenius alternatives are: Better, Impact Health, Haven Life, HoneyInsured, Circle Medical. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Our products, like life insurance, accidental death. However, the companies that underwrite AIG Direct's policies, American General Life Insurance Company (AGL), Houston, TX and The United States Life Insurance Company in the City of New York (US Life) receive positive ratings of. A life insurance policy is a guaranteed way to set in stone the death benefit for your loved ones whereas a will discusses more detailed ways your estate will be divided and can be battled in court. About Fort Dearborn Life Insurance Company. Wyshbox Life Insurance ir 33 štati + DC. If you were to wait until you were in your 80s. Wyshbox offers online life insurance with no medical exam required. This location is open six days a week, has ample parking and. Plans starting at $4. Search: IE. N. Assurant is a Fortune 500 company headquartered in One Chase Manhattan Plaza, New York City. 1043845 Ed. The folks over at Wyshbox put together this nice guide to premiums, what to look out for and how to keep your costs steady throughout your coverage term. ”. com analyzed premiums collected by data provider Compulife. For people in their 20s, 30s, and 40s, Brighthouse Financial offers some of the most affordable and convenient policies on the market. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Digital life insurance company. As in you can’t be denied coverage. 24. $182 to $234. Protect the people and things you love. So today, we wanted to discuss something you may not have thought readily about—does bankruptcy affect life insurance? It’s a fair question. Wyshbox offers online life insurance with no medical exam required. Wyshbox Life Insurance company. More: Protect your loved ones with life insurance from WyshboxAng Wyshbox, ng Wysh Life and Health Insurance Company (dating kilala bilang Greenhouse Life Insurance Company, ay isang serbisyo na tinitiyak na matupad ang iyong hinahangad sa buhay. Contact United States Life Insurance in the City of NY at: United States Life Insurance in the City of NY 830 Third Avenue, 7th Floor New York , New York 10022-6565 Telephone: (212) 709-6000. But, that comes at the cost of not having much say over your policy. Say hello to a tailored term life insurance that can help grant your wildest after-life Wyshes. Having a charity as a beneficiary works just like any other beneficiary—you name the charity of your choice, and, should you die. V. Policy type: Term. The 2022 LIMRA Barometer Study cited that 10% of households say they’d face financial hardships within a week of losing their primary breadwinner. Get access to reliable coverage at an affordable price and find out why Wyshbox is widely regarded as one of the best options for life insurance. Plans starting at $4. Sources: Minnesota Life Insurance. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Capco predicts a greater emphasis on collaboration between insurers and the DOI to ensure ongoing coverage for policyholders as the DOI will take on additional governance and responsibilities when partnering with insurers to protect insured individuals. Enrollment. Our same healthy 40-year old man could expect to pay $998 to $1748 a month for a $2 million whole life insurance policy. For instance, the amount of Black Americans who bought life insurance between 2020 and 2021 increased by three percentage points. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Operating exclusively in the digital realm, Ladder specializes in term life insurance. 2500 Westfield Drive. Some agencies allow electronic elections. Wyshbox offers online life insurance with no medical exam required. Meanwhile long-term alcohol abuse can lead to things like high blood pressure, cancer, weakened immune system, and other mental health disorders. Wyshbox | 208 followers on LinkedIn. So, it’s no wonder that since 2020, the 45 and under crowd has been flocking to buy life insurance Plans starting at $4. 5 billion in 2019 and is expected to reach $10. We must've moved whatever was here. Contact Reserve National Insurance Company at: Reserve National Insurance Company. In this type of insurance policy, a cash value accumulates as the policyholder pays the premiums. Wyshbox: New Life Insurance Can Pay off Your Mortgage, Send your Kids to College and Even Shoot Your Ashes into Space Alexander Matjanec John Saltarelli Susan…Contact Cincinnati’s Life Insurance Company at: Cincinnati Life Insurance Company. Wyshbox might be new, but it was built by a team with decades of industry experience and a clear vision of the future of life insurance. Term Life Savings + Wyshes. O. how much life insurance do I need? Protection that’s precise for you. Flexible term life insurance coverage for you. Latest Articles. This is done so that the company can determine the correct amount of risk, how much your premiums could be and your potential coverage amount. Get it? Term insurance. A financial professional can provide you with costs and complete details. With its novel approach to term life insurance policies, Wysh offers a 100% online application that can be completed in less than 10 minutes and requires no medical. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Monthly mortgage payments average to around $3,975 . Marijuana usage can get you a smoker class rating. Issue age: 50 to 74 for AARP members (45 to 74 for partners and spouses). Check out whole life policy options from leading life insurance companies. 6100 Northwest Grand Boulevard. Getting a life insurance policy when you’re young and healthy could really work in your favor. Eligible employees are automatically enrolled in Basic insurance. Similar Companies. Wyshes. . There are also certain policies that benefit people living with HIV. In addition, the firm underwent a number of acquisitions and name changes. Enter your email address to subscribe to Insurance Edge and receive notifications of new posts by email. The Bottom Line. Variable universal life insurance provides a guaranteed death benefit and the oportunity for the insured to invest their premiums in various separate account investment portfolios. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Whether it’s the lingering effects of “ long COVID ” or the “mass resignation” facing a number of industries, the pandemic will continue to be felt well after it’s “finished. We help your loved ones every step of the way. Suite 100. By Avi Ben-Hutta · The company is now live in 33 states. We've discovered that 83% of women. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. (ET) Online application may not be available in all states. Up to $2. About Us Press Careers. Wyshbox is a new arrival in the life insurance business, founded by tech entrepreneurs in 2021 to digitally disrupt the musty old life insurance industry. The pandemic showed us that life can change at any minute. Answers. Adjustable life insurance policies provide low-cost death benefits with strong guaranteed cash values. Search for: Subscribe: IE. Wysh provides customizable term life insurance policies and payable-on-death high yield savings accounts. Learn how much a $50,000 whole life insurance policy costs and what factors influence the price. Wyshbox Life Insurance is a reputable insurance provider that specializes in offering comprehensive life insurance policies to individuals and families. Myth 2: You have full control. Get a life insurance quote online or call us at (888) 532-5433 and get the satisfaction of knowing your loved ones are protected. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Contact North American Company at: North American Company 525 West Van Buren Chicago, IL 60607 Telephone: (800) 800-3656 Sources: “History and Purpose,”. View more. When shopping for life insurance, most people choose between two basic policy types: life insurance. Philadelphia, PA | June 22, 2023 12:21 PM Eastern Daylight Time. In depth review on Wyshbox Life Insurance . For example, if you make $100,000 per year, you’ll need $1 million in life insurance. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Both agents and calculators are valid options for getting coverage. bestmoneyadviser. Then read this guide to how bankruptcy and life insurance policies intersect and what that means for you. With nearly $75 billion in total assets, Jackson is one. Policy name: Guaranteed Whole Life Insurance. 84 per year, which is less. For anyone over age 50, the maximum term life coverage is $500,000. The short answer is no, you can’t. From its humble beginnings more than a century ago, Woodmen of the World has grown into a financial services organization large. 100% digital / 100% online: At Wysh Life and Health Insurance Company, we automate the underwriting process, application, and issuance of life insurance memberships through. A breakdown of whole and term life insurance . Wyshbox. Protect your loved ones with our best-in-class life insurance plans. SoFi life. Wyshbox is a modern life insurance provider that allows policyholders to create personalized and flexible policies in the form of “wyshes” to protect whatever they hold dear. Lemonade: Best overall. Say hello to a tailored term life insurance that can help grant your wildest after-life Wyshes. A breadwinner and parent might choose permanent life insurance, or maybe a term policy to cover a 20-year mortgage. $92 to $152. , so if you’re on any drugs, they’ll show up. ULLICO is a joint stock company, but. Plans starting at $4. ** That can put a lot of families at risk. Wyshbox, a fully digital disruptor in the life insurance market debuted today. Fake contact life insurance scams occur when scammers use phone, email or text messages under a false identity to ask for money or get personal information. If you die after the term is over, the insurance company doesn’t pay. Before we dive all the way in, here’s a quick rundown of the 4 types of life insurance we’re talking about: Term: temporary coverage for a set amount of time. Plans starting at $4. You need to enable JavaScript to run this app. The minimum coverage amount is $50,000 and the maximum is $2,500,000. Comparison tool. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. 4. All guarantees are based on the claims-paying ability of the issuer, and do not apply to any underlying investment options. Protective – Best for Universal Life. Telephone: (800) 621-5001. 2021), Disability WOP Rider:. 5 million in coverage & terms up to 35 years. Before we get into the nitty-gritty, let’s talk about the differences between the two most popular forms of life insurance: term and whole policies. 3 billion in annual revenue, is an insurance provider based in Columbus, Ohio. But there may be barriers along the way. - May 31, 2023) - UNest, the innovative family investment app (), and Wysh Life and Health Insurance Company, a pioneering life insurance provider (Wysh. Let's log you in. This site uses Akismet to reduce spam. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Sources: RNIC website, Contact Us, 2009 – RNIC website, About Us, 2009. Especially when it comes to getting a life insurance policy. Northwestern Mutual sells term, whole life, universal and variable universal plans. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Just supply some basic personal information and answer a few health-related questions, and you can rest assured that your “ Wyshes ” can be covered during the full term of your policy. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. Contact Information. As they get more popular and technology makes them safer, extreme sports may one day not carry the fears they once had. So if you pass away while your policy is active, your beneficiaries can use the payout to cover whatever they choose — medical bills, funeral costs, education, loans, day. Guaranteed issue life insurance is a type of no-exam life insurance that reads like its name; it’s guaranteed. netWe must've moved whatever was here. com & Wyshbox. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. It can throw a whole wrench into our daily lives, making us stuck. Password Instant approval term life insurance, however, uses your on-file medical records to determine your risk. Telephone: (800) 654-9106. The short answer is no, you can’t. Our white-glove customer support team can help with anything from questions to claims. O. $40 billion in the US. 3. The life insurance underwriting process confirms if you're eligible for coverage, the amount you can buy, and of course, how much it'll cost you. John has elected to carry a $1,000,000 policy on his life, which costs only $49 per month. Determine how much coverage you need and how long it's needed, and the GEICO Insurance Agency, LLC and its partners can provide an affordable life insurance policy that is the perfect fit for you and your family. Get $155,000 in coverage starting at $9 a month, all from the comfort of your couch. Wyshbox | 124 (na) tagasubaybay sa LinkedIn. Wyshbox is available through a sleek website, iOS app, and their Android. Wyshbox is the marketing name for Wysh Life and Health Insurance, which provides. Whole life insurance is a coverage plan that covers a person for their entire life. Medical requirements: Ethos offers life insurance with no medical exams and no blood tests. From researching options to negotiating prices to all the nitty gritty details in between—the hard part has already been done by your employer. Whole life insurance coverage is available for up to $30,000. The Cost Of A $50,000 Whole Life Insurance Policy. Here’s how each type works and how you can find the right policy for your needs. Operating Status. Last Updated: November 2023. It continues to be devastating for communities, both in terms of health and finances. Simplified issue (whole) life can provide protection up to $20,000 and the policy can be issued within 48 hours after answering only a few medical questions. Universal: permanent coverage, flexible payment, and. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. FORGET YOU SAW THIS. FORGET YOU SAW THIS. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. It is also commonly known as burial insurance, funeral insurance, or cremation insurance. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Sources: “Modern Woodmen of America,” Wikipedia, May 2009; “Life. Protect your loved ones with our best-in-class life insurance plans. Household term life options come in 10, 20 and 30 year terms and provides coverage up to $500,000. Lincoln Financial: Best for policy add-ons. 0. At this time, we only offer term life and accidental death insurance (we're keepin' it simple but super flexible). Whole life insurance builds cash value over time that you can use for anything. Some riders will increase the cost of your total premiums, while others are added into that. So proud. This type of no-exam life insurance came about to offer coverage to people who generally couldn’t be. Wyshbox is available through a sleek website, iOS app, and their Android app will be launching later this month. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. instant coverage. For example, both companies. This information is collected during the underwriting process after you submit your application. Protect your loved ones with our best-in-class life insurance plans. There is no medical exam required, and coverage can be. Wyshbox provides a 100% digital experience with really cool features that can allow customers to buy life insurance in a flash. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Spouse life insurance is a type of policy that you can take out on your spouse or domestic partner. Get $155,000 in coverage starting at $9 a month, all from the comfort of your couch. Obtaining life insurance as a digital nomad is totally possible, as long as you do the necessary research. Founded in 1883, from a merger between AGO Holding N. Sources: ” Primerica web site,” Primerica web site, 2009,. Whole life is issued by New York Life Insurance Company (NY,NY). Two weeks after the birth, you can start looking at purchasing a policy. Whole life insurance is more expensive than a term policy, but your whole life policy doesn’t end as a term policy does. State Farm’s return of premium term life. UNest partners with Wysh Life . When purchasing a term life policy, you’ll choose a policy. Box 1961 Carmel, IN 46082-1911 Telephone: (800) 525-7662 Sources: “About. Our life insurance calculator, Wysh Builder, lets you identify your exact coverage needs and build a custom policy. 2022 Selling a Life Insurance Policy — Is It Worth. Flexible, fast, & easy plans that matches any budget. Whole life insurance is more expensive than a term policy, but your whole life policy doesn’t end as a term policy does. Nationwide vs. Terms range between 5 and 30 years, which are ideal for younger people who want to secure the future of their. What are the benefits of life insurance? As of 2022, 50% of Americans own a life insurance policy of some sort. - May 31, 2023) - UNest, the innovative family investment app (), and Wysh Life and Health Insurance Company, a pioneering life insurance provider (Wysh. Term Vs Whole Life insurance. Get. A word of warning, though. So, as they get older, you want to be able to, in turn, become their caregivers in their twilight years and help with their end-of-life planning. Elgin, IL, 60123-7836. Updated 2 months ago. get started. If there’s no life insurance money to pay off the bill, the money can be taken from your estate and your assets will be used to pay the funds owed. Well, it’s not a full-on life insurance exam drug test, per se, but it’s part of the overall snapshot taken that helps calculate risk. Warning: Clicking on our affiliate links won't cost you extra, but it might help us afford another cup of coffee! Thanks for fueling our caffeine addiction and supporting our content. We must've moved whatever was here. Get. Wyshbox Life Insurance is a great option for those who are looking for affordable and flexible policies. The process confirms if you’re eligible for coverage, the amount you can buy, if there’s going to be any restrictions, and, of course, the cost. The yearly value of this product totals to $54. I decided to play it safe and just get $200K in coverage for 20 years for $13. Wyshbox provides term life insurance tailored to everyone's specific needs with policies that can help take care of your family, kids, pets, friends, funeral arrangements, and so much more. 2. com Visit this website Reviews 4. 1. In 2005, MetLife acquired Travelers Life insurance Company and Travelers Life & Annuity Company. Search Crunchbase. 10/2023. The Wyshbox website has a speedy application that takes just nine minutes online and a determination. Many life insurance companies offer different tiers in the policies they sell that are specifically designed for people whose family health history can be a factor in insurability. com. The most common types of life insurance are term, whole, universal, variable, and final expense. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. From researching options to negotiating prices to all the nitty gritty details in between—the hard part has already been done by your employer. The yearly value of this product totals to $54. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Wyshbox. There’s no medical exam and the application doesn’t ask you any health questions. Policies & Coverage Overall Rating: 5 / 5 (Excellent) With its novel approach to term life insurance policies, Wysh offers a 100% online application that can be completed in less than 10 minutes and requires no medical examinations, just a few medical questions. As a subsidiary company, AIG Direct is not separately rated by the usual credit rating services. features. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Brighthouse Financial, Legal & General America, and Foresters Financial are our top picks for best instant term life insurance. ADD WYSHES. Wyshbox concentrates on flexible term policies, which means you won’t have to pay for coverage that you don’t want. Wyshbox isn't alone in trying to crack into the life insurance market. Terms start from two years and are available up through the. By replacing confusing. 20-year term. Telephone: (800) 828-1540. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. #WhatsYourWysh | Say hello to an affordable term life insurance that puts you first! At Wyshbox, we have combined the traditional strengths of insurance with modern tech tools. Best life insurance for young adults: Brighthouse Financial. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Wysh offers flexible term life policies, with death benefits ranging from $50,000 to $2. We've discovered. Vaccination, life insurance, and the future. The 20-year term life insurance rates for a 30-year old are going to average out to $159 per year on a policy with $250,000 in coverage. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. We have answers. Ladder Life. 5% to 9% every year you age. When buying a traditional policy, life insurance underwriters evaluate your background. 10 times your income. Grange Insurance, with $2 billion in assets and $1. $92 to $152. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. What kind of life insurance does Wyshbox offer? Product. You need to enable JavaScript to run this app. When it comes to insurance, it’s important to make sure that you confirm the identity of anyone contacting you for money. Gilmore Road. The average mortgage size in the US is $431,000 as of February 2023. Let's get you back on track and pretend this never happened. Technology. In this hypothetical scenario, term life could be more convenient for short- and middle-term needs. Why would you want to do this? One big reason might be that the household breadwinner takes on the monthly costs that their spouse doesn’t have the income to cover. The Wyshes thing helped me figure out how much coverage I wanted. m. A lot of people may be intimidated when they start the process, especially if it’s not something they’ve ever had to experience before. And that’s not including the ongoing expenses to think about, such as veterinary costs, food, toys, etc. Life insurance through work is hard to beat for convenience. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. A life. What sets Wyshbox apart from other insurers is its unique rewards system. Penn Mutual – Best for Seniors. We have answers. Because insurance companies can view risks in different ways. Monday to Friday: 8 a. Wysh Wysh Reviews 162 • Excellent 4. The largest fraternal benefit society with open membership in the United States, Woodmen Life (formerly Woodmen of the World) was founded in 1890 in Omaha, Nebraska. Specializing in term life insurance, Wyshbox also provides accidental death insurance in 11 states. State Farm’s return of premium term life. Flexible coverage. We offer world-class products and expertise to businesses and individuals in approximately 70 countries and jurisdictions. Perhaps the most well-known calculation model is multiplying your annual income by 10. SettingsSay hello to a tailored term life insurance that can help grant your wildest after-life Wyshes. Company. There are a few types of final expense insurance: Guaranteed Issue life insurance: This policy has high premiums and low coverage amounts. Online life insurance with no medical exam required. Variable: permanent coverage, assortment of investment options. . Life insurance, wills, and family financial organization. M. Its policies are affordable and offer great value for your money. Bestow Term LIfe Insurance: Applicants can choose from 10-, 20- and 30-year terms, and death benefits range from $100,000 to $1. Costs can vary, of course. Wyshbox Life Insurance available in more states . By replacing confusing paperwork and long phone. If you bit the big one suddenly, that could leave your roommates in a financial tough spot. ”1. Life insurance payouts can help give the gift of a pet your family has always wanted. Term life insurance policies last for a specific amount of time, usually in lengths of 10, 20, or 30 years (subject to individual insurer). During the underwriting. m. Permanent life insurance policies, however, such as whole or universal, do come with cash value components and can be considered a marital asset. By Diana Bird | 08. 7 million policyholders via mail, phone and the internet. Plans starting at $4. We are here to help clients in Victoria find policies that work best for them. Plans starting at $4. Application time: The company says many people applying are approved. Before we dive all the way in, here’s a quick rundown of the 4 types of life insurance we’re talking about: Term: temporary coverage for a set amount of time. Genworth is headquartered in Richmond, Virginia, and received three top places to work awards in 2023 from the Richmond Times. 2021), Disability WOP Rider:. Some people may not even know if they can or can’t get coverage. . 6 Filter Sort: Most relevant RL Rita Lahey 1 review US 6. Our life insurance calculator, Wysh Builder, lets you identify your exact coverage needs and build a custom. *Life insurance tends to be cheaper the younger you are when you buy it. Box 6002 Indianapolis, IN 46206-6002 Telephone: (800) 537-6442 Sources: “American United Life Insurance Company,” OneAmerica Group web site 2009, “American United Life Insurance Company,” A.